By Michael Kind, Esq., Guest Blogger
A quick guide on how to get a free copy of your consumer report.
AnnualCreditReport.com is a website maintained by the three biggest credit reporting agencies– Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) to provide a way for people to receive their free credit reports once per year.
You can download your credit reports directly from that website once a year for free, or you can call 1-877-322-8228.